is us bank a good bank reddit

Answer Save. While small banks and credit unions are a great option, don’t leave the big names off your list, either. Axos Bank will walk you through the process of switching banks. Each account at Axos Bank is insured for up to $250,000. US Bank offers a referral program. Bank tradename, which leaves its … The managers are very down to earth and humble and practice an open door policy whereby any employee any time can just walk up to them and discuss problems or even have a casual conversation without feeling that they are talking to their superiors. Simply put: Public wifi is dangerous. Wondering if US Bank is right for you? Never once late, and FAKO/FICO scores are in 800 club. Here are some things to look out for with US Bank: A $0.50 fee is charged for each transaction above the account’s limit of 125 per month. Bank of America is the best place to work solely because of its good management. Power’s customer satisfaction surveys. A. i'm not really sure what REALLY qualifies as a good bank but are they sturdy and reliable and not going to go bankrupt and that kind of stuff? posted by scottreynen at 7:30 PM on January 14, 2010 We've had mostly good experiences with US Bank. People looking for a full suite of loan products or the … US Bank. I have the US Bank Visa Platinum Credit Card, and I find it really convenient, and it helps build a good credit score. The average brick-and-mortar bank is paying .01 percent APY on their savings accounts this year. Relevance. U.S. Bank employee fired after … Learn about US Bank services, accounts and fees. Compare reviews and find out if US Bank is a good bank. Favorite Answer. Package Money Market Savings eligibility – A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver or Gold Checking Package with at least one common account holder on each account. Where they are not as good … Bank's goodwill, or $769 million. If it has been a while since you last made your way into a brick-and-mortar bank branch, you are not alone. Ally Bank offers a robust range of offerings besides bank accounts: Charles Schwab Bank (USD — United States ) This debit card can save you thousands in fees and unfavorable exchange rates. Next, banks were scored on their accessibility, including (10) 24/7 customer service with a live person and (11) live chat availability. US Bank offers retail bank services to individuals and businesses, including checking, savings, credit cards, mortgages and loans. Don’t Use Public WiFi. The U.S. Bank Visa® Platinum Card could be a good option for people looking to manage interest payments with no annual fee. The downside to online banking, of course, is the lack of physical branches. Never visit your bank online or make any purchases while you’re logged in to public WiFi. Lv 7. Instead, rates fell – and financials rallied nonetheless. A. US Bancorp is the parent company of US Bank, the 5th largest bank in the US, with $462 billion in assets. Pretty much anything is free, from all card usage globally to unlimited free checks (if you still use those). A charge of $335.8 million associated with the Jos. You can earn 1% cash back on up to $3,000 in debit card purchases each month. Entering 2019, bank stocks were expected to have a good year on Wall Street, as interest rates seemed destined to head higher. CIT Bank is consistently one of the top banks when it comes to interest rates for savings, money market, and CD accounts. thanks for your help. With cards designed for people with good credit, bad credit and no credit, U.S. Bank has a credit card for anyone looking for flexible spending and valuable rewards. You don’t get a EQ Bank debit card (a physical bank card) with your account number on it If you do want to downgrade a US Bank branded card, then the Cash+ card is likely to be your best option with your choice of 5% categories (even if most of the good ones are gone). Updated Feb 20, 2020; Posted Feb 20, 2020 . If you recently open a bank account, you can check your credit report to see if there is a hard pull or soft pull and from what credit reporting agency such as Equifax, Experian, or TransUnion. I have 15 units in a nice ish area in Rhode Island, and I think you're asking the wrong question. Is US BANK a good bank? Important: Please help us update our list with your own personal experience by commenting below. Good for borrowers who prefer a traditional bank with a wide variety of loan products, including some specialty offerings, like 80-10-10 mortgages. Is Bank of America a Good Bank? While some larger banks offer online notifications, you may have to speak to multiple departments on the phone. US Bank has 3,238 branches, mostly located in the Midwest. For more than a century, Bank of America has served American households by providing loans and credit products that allow consumers to live the life they want to live. I can't speak for anyone else but I'll tell you what I look for. Good Samaritan fired from U.S. Bank gets new job with credit union . Banks were then ranked according to their total score. Generally speaking, “good credit” is defined as a score of at least 690. Should he open US Bank he plans to fire Citi DPR. If you prefer in-person customer service, counseling, or deposits, you’ll need to stick with a traditional brick-and-mortar bank. Discover Bank offers some of the highest yield money market accounts, CDs, IRA CDs, and savings accounts available. 5. So I'm here to ask your unbiased opinion about US Bank checking account and the card itself. Monthly fees: $0 on checking and savings account to open or maintain Minimum balance requirement: $0 to open, no minimum balance requirement after … I really liked the introductory 0% interest rate for more than a year, and the non-existent annual fee. The FDIC has your back should Axos Bank suddenly close their doors. But to us, what’s more impressive, and incredibly rarer, is the fact that they have managed to make the PowerCore 10000 incredibly small and light for a power bank of its capacity. The EQ Bank App on Apple iTunes is not rated very well (a 1.5 out of 5 ratings) though in my experience it is reliable and I’ve rarely had issues. I use US Bank and have been relatively happy with them, but they're a pretty big bank, so if you're avoiding big banks, you shouldn't use them. Ally Bank. Though US Bank offers the Silver Business Checking Package account with no monthly fees, something we love about this bank, they will hit you if you start going over the 125 free transactions per month. Other personal finance apps are better though. Clients can review their account balances and transactions and deposit checks through online banking and mobile banking apps for iPhone, iPad and Android devices. To be considered a Best National Bank of 2020, all banks had to have a physical branch presence in at least 20 states. The entire carrying amount of Jos. If you want to refer one of your friends to one of their cards, then you can get a bonus of up to 10,000 points per referral. 1 decade ago. He has 2 CCs (Citi DPR and Chase Freedom) with total CL of 23K. Current data from the Canadian Bankers Association shows that more than 75% of Canadians now use online and mobile banking to conduct most of their day-to-day banking transactions. For a limited time, the U.S. Bank Visa® Platinum Card offers an introductory 0% APR for 20 Billing Cycles on purchases and balance transfers made within 60 days of account opening. What's stopping him is mixed review from US Bank. My dad CR are very good. The best choice might depend on how much you have to invest and what other products you want from a bank, if any. You may not know how to hack people’s computers, but a lot of people do. U.S. Bank is one of the five largest banks in the United States and one of the top 10 largest credit card issuers. The company bills it as being “smaller than a deck of cards and lighter than a baseball”, and after checking it out, we agree with them. I have been a US Bank customer for 7 years now, and I am really impressed with their unbeatable customer service. With a high interest rate of 0.76%, low minimum deposit requirements, and no monthly maintenance fees, Bank 5 Connect is a great choice with rewards to cash in for gift cards and other … Discover Bank is one of the few banks that still offers significant cash back rewards for debit card purchases. Online banks also consistently score higher than traditional banks in J.D. You’ll need at least good credit to qualify for the U.S. Bank Visa® Platinum Card. Read our review of this online bank. Hal M. Bundrick, CFP August 4, 2020 Photo: Aranami (Flickr) By far my favorite bank for nomads in the US, and perhaps even in the world. Some of the country's biggest banks pay even less than that. Ally Bank offers checking accounts, savings accounts, auto loans, home mortgage loans, credit cards, investment options and more with their online banking services.Here’s a little bit of info about their online checking accounts. 1 Answer. This bank is good for people looking for a solid online bank, with a wide network of no-fee ATMs. Bank of America is the second largest bank in the country, operating in all 50 states, and it is one of the largest banks in the world. If you’re thinking of opening an account with Bank of America, it’s a good idea to consider the pros and cons of banking with this financial giant. They offer very flexible options for CDs and have an 11 month no-penalty CD that lets you make withdrawals after having the account for one week. We get between 800 and 1300 per month. Axos Bank is FDIC insured. There are also 666 branches in California. InspectorBudget. In Kiplinger’s 2017 of list of the best banks in the US, US Bank tied for first place with Canadian-owned TD Bank. Bank 5 Connect has a rewards program where Bank 5 Connect debit cardholders earn rewards points for every $2 spent. Ally Bank is competitive with other offerings, but it’s always good to shop around. 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