The monthly contribution rates for retired members with Supplementary coverage can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. Deductions from pension cheques are taken one month in advance of the effective date of coverage. A number of Plan improvements, such as the elimination of the annual deductible were also announced at the same time. Marie-Chantal Girard Assistant Deputy Minister Pensions and Benefits Sector. Your Public Service Health Care Plan (PSHCP) PSHCP provides supplementary health care coverage for participants of the plan and their families; Your Pensioners' Dental Services Plan. Please note that conditions may apply. service@federalretirees.ca. By sigining in, you agree to these terms and conditions. Those approved in 2014 will be contacted by the appropriate pension office with further instructions. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint Council website. Welcome to the Public Service Health Care Plan Member Services Website. The plan provides a type of decreasing term life insurance designed to cover members of the public service pension plan. It provides coverage for specific services and supplies that are not covered under a provincial health or dental care plan. The Public Service Health Care Plan (PSHCP) Relief Provision provides eligible retired members of the PSHCP with an opportunity to maintain the 25:75 cost sharing ratio for Supplementary Coverage (i.e. The Public Service Dental Care Plan (DCP) is a private health service plan for federal Public Service employees and their eligible dependants. To be eligible for the Public Service Health Care Plan (PSHCP) Relief Provision, you must either be the GIS recipient or your joint net income (i.e., you and your spouse/common-law partner), as reported on your income tax Notice of Assessment(s), must be lower than the GIS thresholds established for the Old Age Security Act. You will not receive a reply. https://www.federalretirees.ca/.../public-service-health-care-plan-pshcp Password. Affordable rates. To apply for or to amend your coverage, the PSHCP Pensioner application form (TBS-006492) (PDF, 91KB) must be completed. Please refer to the Plan Directive for details. See table below. Coverage for Pensioners. EHP (Extended Health Provision) – is the rate associated with these benefits for which the employer is 100% responsible. All plan members were informed of the new cost-sharing agreement and phase-in period in the Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin dated October 2014, and PSHCP Bulletin 31 dated March 2015. Learn about the coverage options available to you as a retired member of BC’s Public Service Pension Plan. Should you have any questions regarding this notice, please contact the Pensions and Benefits Sector. As a result, the 2015 contribution rate calculation included both an adjustment to reflect the new cost-sharing arrangement and an adjustment for plan cost increases since 2011. The Public Service Pension Plan does not subsidize the cost of the dental plan’s monthly premiums. 3. You must pay monthly premiums to receive extended health care and dental coverage. Public service group insurance benefit plans, Public Service Health Care Plan Retired Member Contribution Rates for Supplementary Coverage, Public Service Health Care Plan Relief Provision, Public Service Health Care Plan Employer Rate, Schedule V of the Public Service Health Care Plan (PSHCP) Directive, Public Service Health Care Plan (PSHCP) monthly contribution rates, Special Edition of the Public Service Health Care Plan (PSHCP) Bulletin, Plan improvements, such as the elimination of the annual deductible were also announced, Supplementary Coverage - Relief Provision, Public Service Health Care Plan (PSHCP) Relief Application Form, An aging population – with more chronic medical conditions, Earlier diagnosis and treatment of health problems, Availability of new and more expensive drug treatments, Patient-driven demand due to advertising and online information, You must have been a retired member of the PSHCP (retiree or survivor) before, You must either be in receipt of a Guaranteed Income Supplement (GIS) benefit; or the joint net income of you and your spouse/common-law partner as reported on your income tax Notice of Assessment(s) is lower than the GIS thresholds established for the. It is calculated based on the previous year's total plan costs for the entire population, (employees, Canadian Forces/Royal Canadian Mounted Police members and pensioners), minus the total member contributions, and then divided by the total number of plan members. Any person in receipt of an ongoing recognised pension, survivor's or children's benefit pursuant to an Act identified in Schedule IV, as amended from time to time by the Treasury Board of Canada, is eligible to join or to continue coverage under the PSHCP when their pension becomes payable (except those persons who immediately prior to retirement were employed … Federal retirees must apply for the PSHCP. The monthly dental plan rates as of February 1, 2020, are: Name of plan: Single: Couple: Family: Essential Dental. You can apply to amend, increase, decrease or cancel your coverage at any time through your pension office. Public Service Health Care Plan Relief Provision. The Extended Health Benefit contribution rates are determined by three factors: the previous year's total plan costs, the pre-determined cost-sharing ratio and the type and level of coverage selected. Extended health care coverage Learn about the extended health care coverage available to you, your spouse and/or eligible dependant(s). The Pensioners’ Dental Services Plan is a voluntary, contributory dental services plan established by the Government to provide dental services coverage to eligible public service pensioners and their eligible dependants. The Supplementary Death Benefit (SDB) Plan came into effect on January 1, 1955 and forms Part II of the Public Service Superannuation Act (PSSA). Archived version: April 1, 2008; Archived version: Pesticides Directive November 1, 1993; Archived version: Motor Vehicle Operations Directive April 1, 1995; Public Service Health Care Plan Directive April 1, 2006; Travel Directive July 1, 2017. The PSHCP is a voluntary health care plan for federal employees, federal retirees and their eligible dependents. However, you must complete a new  Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office for assessment. The Public Service Pension Plan (PSPP) serves over 80,000 active, deferred and retired members, and is governed by the Public Sector Pension Plans Act and its regulations. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. The Public Service Health Care Plan (PSHCP) monthly contribution rates are comprised of two components, the cost associated with the Extended Health Provision and the cost for the Hospital Provision. It reimburses members for allowable health care services and products. March 7, 2019. The cost of the plan varies from year to year for a number of reasons: You can help manage plan costs by shopping at pharmacies with low dispensing fees, requesting a three-month supply for maintenance prescriptions, electing to receive your PSHCP Bulletin electronically and signing up for direct deposit. Archived version: April 1, 2008 --- The form is available on-line or by calling the Government of Canada Pension Center at one of the following numbers: Yes. In 2016, the Public Service Pension Board of Trustees worked with the boards of the Teachers’ and College pension plans to negotiate a competitive group rate with Green Shield Canada. As one of the largest private health care plans in Canada,... Forms and Documents $89.06. Generally, expenses claimed under the Vision Care Benefit are subject to a two-year eligibility cycle that begins every odd year, meaning that the stated maximum eligible expense is for two calendar years instead of one. ... Extended health care plan premiums Print. Pay and pension system administrators have been advised of these changes to ensure the necessary actions are taken. Deductions from pension cheques are taken one month in advance of the effective date of coverage. This assessment may result in changes to your premiums the following year. Note: If you are a survivor of a deceased plan member and you apply for PSHCP coverage within 60 days of your spouse's death you may be eligible to continue the Relief Provision uninterrupted if you include a new PSHCP Relief Provision Application Form with your application. The monthly contribution rates for retired members with Supplementary Coverage - Relief Provision can be found in Schedule V of the Public Service Health Care Plan (PSHCP) Directive. If you receive a public service pension, you can maintain your PSHCP coverage. 1.855.304.4700. End of dialog window. This notice is to inform plan members and employers participating in the Public Service Health Care Plan (PSHCP) that as of April 1, 2019, the contribution rates for Pensioner Supplementary coverage and Pensioner Supplementary Relief Provision coverage will increase. Provides plan members with coverage, up to certain limits, for dental service and supply expenses. The contribution rates for the PSHCP Relief Provision will be adjusted annually on April 1st to reflect actual plan experience and the cost sharing ratio will be maintained at 25:75. HP (Hospital Provision) – is the rate associated with this benefit for which the employee is 100% responsible when enrolled at levels II and III. Pensioners Managing my Coverage. $52.87. See the Pensioner Application formfor more information. Public service group insurance benefit plans, Public Service Health Care Plan - information notices. $27.81. This amount is then adjusted by the estimated percentage increase in benefit cost for the following year and divided by 12 to obtain a monthly rate. Hospital Level I is 100% employer paid. Premium subsidies are based on your years of pensionable service. Changes cannot be accepted over the phone. An early deductible and maximum lifetime amounts will apply to extended health care. 2. The employer and retired members each pay a percentage of plan costs, this is referred to as the cost sharing ratio. The employer contribution rate is the estimated employer portion of plan costs per plan member. CONTACT US. From Treasury Board of Canada Secretariat. The Public Service Health Care Plan is funded through contributions from: Treasury Board of Canada, Participating employers, and. It covers you for specific dental services and supplies that are not covered under your provincial health care or dental care plan. Learn about the Pensioners' Dental Services Plan (PDSP), a voluntary dental services plan for retired members of the federal public service and their eligible dependants (family members) for specific dental services and supplies not covered under a provincial/territorial health or dental care plan. If you joined the Public Service Health Care Plan (PSHCP) as a retired member on or before March 31, 2015 and are either in receipt of a Guaranteed Income Supplement (GIS) benefit, or have a net income or a joint net income lower than the GIS thresholds, you may be eligible for the PSHCP Relief Provision. Eligible retired members who apply for the Public Service Health Care Plan (PSHCP) Relief Provision will receive a letter from their pension office advising them of the status of their application. There are two dental plans to choose from, with different premiums, deductibles and eligible services for each. You must complete the Public Service Health Care Plan (PSHCP) Relief Application Form and return it to your pension office. The Treasury Board has announced the new Public Service Health Care Plan (PSHCP) Monthly Contribution Rates that will come into effect April 1, 2017. These contribution rates did not change in 2015. Contribution rates are reviewed and amended from time to time as determined through negotiations between the Treasury Board of Canada, the employers, and representatives of employees and pensioners. April 2020 Supplementary Coverage Comprehensive Coverage 1. Retirement. Annual adjustments will be made to all contribution rates during the phase-in period and thereafter to reflect actual plan experience. The following Frequently Asked Questions (FAQs) provide information regarding: The contribution rate changes are consistent with the Government's commitment to ensuring compensation is reasonable and affordable, as well as aligned with similar plans offered by other public and private sector employers. These components have different cost sharing arrangements. The employer rate is used to determine total employee contribution in certain types of Leave Without Pay (LWOP) situations, to calculate the Quebec Taxable Benefit and in the remittance of contributions from certain participating separate employers. From: Treasury Board of Canada Secretariat. Plan members. Retired members' percentage of contributions for Supplementary Coverage is currently 25% of the plan costs, excluding hospital coverage. All pension related inquiries, including those related to the Public Service Health Care Plan and the Pensioners' Dental Services Plan, should be referred to the Pension Centre (See Section 9 for information concerning the Public Service Health Care Plan and Section 10 for information concerning the Pensioners' Dental Service Plan.) How premiums are paid. For enquiries, contact us. for members residing in Canada). Future contribution rates will be adjusted to maintain the relevant cost sharing ratio between members and the employer and compensate for increases in current and projected plan costs. Start of dialog window. The document has not been changed and continues to apply. Remember me Remember me. Extended health care premiums. Pensioner contribution rate changes are based on the previous year's total plan costs for the pensioner population and then adjusted by an estimated percentage increase in benefit costs for the upcoming year. CLIENT SIGN IN Email/Access ID. You will not receive a reply. Forms and Resources If you are looking for forms to help guide you through your pension life events, current Plan news, or even pension or buyback estimators, these items and more can be found here. The voluntary PDSP was established by the Government of Canada in 2001. As you approach retirement, you may be thinking about what your health care needs will be in the coming years. For more information, refer to: There is an annual maximum for dental. See Schedule V of the Plan document. Plan members who are eligible for a pension from the Public Service Pension Plan (PSPP) and are permanent residents of Canada can have extended health care and dental benefits coverage through Green Shield Canada. Vision Care Benefit. The retired member contribution rates will be adjusted annually on April 1st. The purpose of this booklet is to describe the benefits available to Public Service, Canadian Forces, RCMP, and certain other pensioners who are members of the Public Service Health Care Plan. Plan members who have retired from the federal public service, the RCMP, and the Canadian Forces, as well as members of the Veterans Affairs client group, are eligible to receive coverage under the PSHCP, provided they receive a public service pension. Complete details on the PDSP are set out in the PDSP Plan Rules. The changes to the PSHCP cost sharing for retired members are: Effective April 1, 2015, the plan cost percentage will rise to 31.25… The Public Service Pension Board of Trustees reviews the premiums for extended health care each fall. Extended Health Care & Dental Benefits. To address this, Budget 2014 announced the Government of Canada's intention to move to a 50:50 (employer to retired member) cost-sharing model. Executivesare entitled to 100% employer paid Hospital Level III, Family coverage. Plan costs have continued to rise. Retirement health coverage. It provides dental coverage to eligible federal pensioners and their family members who qualify, including survivors. Plan details are available through the PSPP's Retirement Health Coverage and You. The new rates can be found in Schedule V of the PSHCP Plan Directive on the National Joint … Public Service Health Care Plan Directive This directive is now hosted by the National Joint Council, where it was co-developed by participating bargaining agents and public service employers. The contribution rates for retired members of the PSHCP with Supplementary coverage will be adjusted on April 1, 2017, to meet this year’s 43.75% : 56.25% (retired member : employer) cost-sharing ratio. 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